Reviewed · Climate: NOAA hourly records, 2015-2024 · How we calculate

Water Heater Size Calculator: What Size Water Heater Do I Need?

Pick a tank or tankless water heater, enter your household and your ZIP code. You get the tank size in gallons, or the tankless flow and BTU or kilowatts, using the temperature of the water coming into your house.

Inputs

Climate for Kansas City, MO, zone 4A

°F

Filled in from your ZIP code or state. Change it if you know yours.

people

Fills in the busiest-hour numbers below. You can change them.

In the busiest hour of the day, how many:

showers
baths
loads
loads
uses

Shaving, hand washing, rinsing dishes

Your water heater size

Updates as you type
40gallons

gas tank for a busiest hour of 61 gallons of hot water. Its first-hour rating is about 71 gallons.

Tank size by fuel
Need FHR of61 gal
Gas tank40 gal (FHR 71)
Electric tank50 gal (FHR 69)
Heat pump50 gal (FHR 63)
Show the math
Showers: 4 × 10 = 40 galBaths: 0 × 20 = 0Dishwasher: 1 × 6 = 6Laundry: 1 × 7 = 7Sinks: 4 × 2 = 8Busiest hour: 61 gallons

Climate data: NOAA / DOE, zone 4A, design temps 92°F / 9°F, Kansas City, MO.

Estimate only. Gas venting, gas line size and electrical wiring should be done by a licensed professional and must meet local code. Check the model’s own ratings before you buy.

The short answer

A family of four, with everyone showering in the busiest hour, needs a 40 gallon gas tank or a 50 gallon electric tank where the water comes in at 59°F. In Minneapolis, where it comes in at 50°F, that is a 40 gallon gas tank, 50 electric or 65 heat pump. A tankless unit for two showers and a faucet (5 gallons per minute) needs about 121,100 BTU/h in Houston (74°F water) but 184,200 BTU/h in Minneapolis (50°F).

The same household in every state

A 4-person household that all uses hot water in the busiest hour (61 gallons), and a tankless gas unit for two showers and a bathroom faucet (5 gpm), sized for the water temperature of each state's largest city.

Water heater size for the same household in each state. Select a column heading to sort.
Alabama Huntsville3A6340 gal160k BTU/h
Alaska Anchorage74150 gal2 units
Arizona Phoenix2B7930 gal140k BTU/h
Arkansas Little Rock3A6640 gal160k BTU/h
California Los Angeles3B6740 gal140k BTU/h
Colorado Denver5B5340 gal180k BTU/h
Connecticut Bridgeport5A5640 gal180k BTU/h
Delaware Wilmington4A5940 gal180k BTU/h
District of Columbia Washington4A6240 gal160k BTU/h
Florida Jacksonville2A7530 gal140k BTU/h
Georgia Atlanta3A6540 gal160k BTU/h
Hawaii Honolulu1A8030 gal140k BTU/h
Idaho Boise5B5640 gal180k BTU/h
Illinois Chicago5A5640 gal180k BTU/h
Indiana Indianapolis4A5740 gal180k BTU/h
Iowa Des Moines5A5340 gal180k BTU/h
Kansas Wichita4A6140 gal160k BTU/h
Kentucky Louisville4A6140 gal160k BTU/h
Louisiana New Orleans2A7430 gal140k BTU/h
Maine Portland6A5140 gal199k BTU/h
Maryland Baltimore4A6040 gal160k BTU/h
Massachusetts Boston5A5540 gal180k BTU/h
Michigan Detroit5A5540 gal180k BTU/h
Minnesota Minneapolis6A5040 gal199k BTU/h
Mississippi Jackson3A6930 gal140k BTU/h
Missouri Kansas City4A5940 gal180k BTU/h
Montana Billings6B5140 gal199k BTU/h
Nebraska Omaha5A5640 gal180k BTU/h
Nevada Las Vegas3B7330 gal140k BTU/h
New Hampshire Manchester5A5440 gal180k BTU/h
New Jersey Newark4A5940 gal180k BTU/h
New Mexico Albuquerque4B6140 gal160k BTU/h
New York New York4A5940 gal180k BTU/h
North Carolina Charlotte3A6540 gal160k BTU/h
North Dakota Fargo6A4640 gal199k BTU/h
Ohio Columbus4A5740 gal180k BTU/h
Oklahoma Oklahoma City3A6440 gal160k BTU/h
Oregon Portland4C5840 gal180k BTU/h
Pennsylvania Philadelphia4A6040 gal160k BTU/h
Rhode Island Providence5A5340 gal180k BTU/h
South Carolina Charleston3A6930 gal140k BTU/h
South Dakota Sioux Falls6A5140 gal199k BTU/h
Tennessee Nashville3A6440 gal160k BTU/h
Texas Houston2A7430 gal140k BTU/h
Utah Salt Lake City5B5840 gal180k BTU/h
Vermont Burlington6A5140 gal199k BTU/h
Virginia Virginia Beach3A6440 gal160k BTU/h
Washington Seattle4C5640 gal180k BTU/h
West Virginia Charleston4A5940 gal180k BTU/h
Wisconsin Milwaukee5A5340 gal180k BTU/h
Wyoming Cheyenne5B5040 gal199k BTU/h

How it works

The formula

For a tank, we match the first-hour rating (FHR) to the hot water you use in your busiest hour, the method in DOE Energy Saver's Sizing a new water heater. For a tankless heater, we match the flow you run at once and how much the water must be heated.

Tank: peak hour = 10 × showers + 20 × baths + 6 × dishwasher loads + 7 × laundry loads + 2 × sink uses
FHR at your inlet = 0.7 × tank gal + (FHR at 58°F − 0.7 × tank gal) × (120 − 58) ÷ (120 − inlet)
pick the smallest tank with FHR ≥ peak hour
Tankless: gpm = sum of the fixtures; rise = setting − inlet
gas BTU/h = gpm × 500 × rise ÷ 0.95
electric kW = gpm × 500 × rise ÷ 3,412 ÷ 0.99; amps = kW × 1,000 ÷ 240

Assumptions

  • Hot water used per event: a shower 10 gallons (2 gpm for 5 minutes), a bath 20, a dishwasher load 6, a clothes washer load 7, shaving or hand washing 2. These follow the DOE Energy Saver worksheet and are our rounded values for modern fixtures.
  • Default busiest hour: everyone showers and washes up, and the house runs one dishwasher load (two or more people) and one laundry load (three or more).
  • Typical FHR at the 58°F DOE test inlet, in gallons. Gas: 30 gal 55, 40 gal 70, 50 gal 82, 65 gal 95, 80 gal 105. Electric: 30 gal 42, 40 gal 55, 50 gal 68, 65 gal 80, 80 gal 92. Heat pump (hybrid mode): 50 gal 63, 65 gal 75, 80 gal 85. Real models differ, so check the EnergyGuide label.
  • Colder inlet water lowers the FHR. About 70% of a tank is hot when you start; the rest of the FHR is recovery, which shrinks by (120 − 58) ÷ (120 − inlet). Tanks are set to 120°F.
  • Tank sizes: 30, 40, 50, 65, 80 gallons. Heat pump tanks start at 50.
  • Tankless flow per fixture (EPA WaterSense maximums or typical): shower 2 gpm, bathroom faucet 1, kitchen faucet 1.5, dishwasher 1.5, clothes washer 2. We count all of the flow as hot, which is on the safe side, because real showers mix in cold water.
  • The 500 is 8.33 pounds per gallon × 60 minutes. Gas units are 95% efficient and electric 99%.
  • Standard gas tankless sizes: 140k, 160k, 180k, 199k BTU/h. Electric: 18, 24, 27, 36 kW. If one isn't enough we show how many units you would need. A whole-house electric tankless often needs 120 to 160 amps.

Worked example: a family of 4 in Minneapolis

Water comes in at 50°F. Everyone showers in the busiest hour.

  1. Tank, peak hour: 4 × 10 + 1 × 6 + 1 × 7 + 4 × 2 = 61 gallons.
  2. A 40 gallon gas tank has an FHR of 70 at 58°F. Stored: 0.7 × 40 = 28. Recovery: 42 × 62 ÷ 70 = 37.2. FHR = 65, enough.
  3. Pick the smallest tank that reaches 61: 40 gallons gas (FHR 65), 50 gallons electric (FHR 64).
  4. Tankless: 2 showers × 2 + 1 faucet × 1 = 5 gpm. Rise = 120 − 50 = 70°F.
  5. Gas: 5 × 500 × 70 ÷ 0.95 = 184,211 BTU/h, so a 199k BTU/h unit. Electric: 51.8 kW, so 2 units of 27 kW (225 A at 240 V).

Too big or too small

  • Too big (tank): wasted energy. A bigger tank keeps more water hot all day and loses more heat. It also costs more to buy and takes more floor space.
  • Too small (tank): you run out. The last shower turns cold. Its first-hour rating is the number to watch, not its gallons.
  • Too small (tankless): temperature drops. If more fixtures run than the unit can heat, the water comes out lukewarm. Running two showers at once is what usually does it.
  • Too big (tankless): a larger unit needs a bigger gas line, a larger vent or heavier electrical service. All of it costs more up front.
  • Between sizes? Take the larger tank if you have the room, or the larger tankless unit if you have a lot of fixtures. A heat pump water heater with an FHR close to the need works fine, because it can switch to a faster mode.

Questions people ask

What size water heater do I need for a family of 4?

Most families of four need a 40 gallon gas tank or a 50 gallon electric tank. In Minneapolis, where the water comes in at 50°F, plan on 40 gallons gas or 50 gallons electric. We assume everyone showers in the busiest hour, plus a dishwasher load and a laundry load. That is 61 gallons of hot water.

What is a first hour rating (FHR)?

The gallons of hot water a full tank can deliver in one hour starting hot: the tank itself plus what the burner or element heats while you draw. It is printed on the yellow EnergyGuide label. Pick a tank whose FHR is at least your busiest-hour use. The tank size alone can mislead, because a 40 gallon gas tank often beats a 50 gallon electric one.

What size tankless water heater do I need?

Add up the flow of everything that can run at once, then multiply by how much the water must be heated. Two showers and a bathroom faucet is 5 gallons per minute. At 50°F inlet water in Minneapolis that takes about 184,200 BTU/h of gas (199k BTU/h); at 74°F in Houston it takes about 121,100 BTU/h (140k BTU/h).

Does cold incoming water change the size?

Yes. Water that starts colder needs more heat to reach 120°F. A tank recovers more slowly, so its first-hour rating drops: a 40 gallon gas tank rates about 85 gallons at 74°F and 65 at 50°F. A tankless unit needs more BTU for the same flow.

How many amps does an electric tankless water heater need?

A lot. At 240 volts, every kilowatt draws about 4.2 amps. A 36 kW unit draws 150 amps, and a whole-house electric tankless often needs 120 to 160 amps of breaker capacity. Many homes need a panel upgrade. Have an electrician check before you buy.

What size water heater for 2 people?

With two people, the busiest hour is about 30 gallons of hot water. That is a 30 gallon gas tank or a 30 gallon electric tank at 59°F inlet water. Add a bathtub, a teenager or a long shower habit and the next size up is worth it.